Making Tax Digital for Income Tax has already changed how sole traders and landlords earning over £50,000 keep records. From 6 April 2027, that net widens considerably, pulling in anyone with combined self-employment and property income over £30,000 — a group that includes many people who have never had to think about digital reporting before.

The change isn't about how much tax you owe. It's about how often you report it. Instead of one Self Assessment return a year, you'll send four quarterly updates through compatible software, followed by a year-end final declaration. And unlike the first wave in 2026, there's no penalty-free grace year this time — points-based fines can apply from your very first missed deadline.

Whether you're affected from 2027 depends on your 2025/26 tax return, which is already behind you. That means the time to check your position is now, not next spring when a letter from HMRC (or a looming deadline) forces the issue.

Read our full guide to find out exactly what counts towards your qualifying income, how jointly owned property is treated, and the practical steps to take before April 2027.

If your combined income is heading towards £30,000, or you're unsure how jointly owned property affects your calculation, we can check your qualifying income and help you get ready well ahead of time.