http://www.yourvalued.co.uk/blog/ The latest Blog feeds from www.yourvalued.co.uk en-us Fri, 07 Aug 2026 10:34:19 +0100 Rocketspark http://www.yourvalued.co.uk/blog/post/26882/august-2026-news-round-up/ This month's headlines share a common thread: tighter scrutiny and rising costs across the board. HMRC collected a record £938.8bn in tax and National Insurance, while the DWP's benefit fraud figures climbed alongside it, showing just how closely government finances are being watched and managed. At the same time, over 5 million homeowners face rising mortgage repayments as global events continue to ripple through interest rates, and the FCA has confirmed a firm timeline for regulating the cryp... Tue, 04 Aug 2026 09:44:00 +0100 http://www.yourvalued.co.uk/blog/#post26882 http://www.yourvalued.co.uk/blog/post/26792/july-2026-news-round-up-what-business-owners-need-to-know/ This month's headlines share a common thread: caution. Mortgage affordability is at its most stretched since 2008, businesses are leaning on temporary staff rather than committing to permanent hires, retirement savings are falling further behind what people will actually need, and the Government is pressing ahead with guaranteed hours reforms that could reshape how flexible workforces are managed.Individually, these stories touch on housing, employment and pensions. Together, they point to a wid... Mon, 06 Jul 2026 00:00:00 +0100 http://www.yourvalued.co.uk/blog/#post26792 http://www.yourvalued.co.uk/blog/post/26794/salary-sacrifice-in-2026-27-whats-still-worth-it/ Salary sacrifice is one of the simplest ways to cut your tax and National Insurance bill. Most people know that.What fewer people check is whether it still suits their situation — because the same arrangement that saves one person hundreds of pounds a year can quietly reduce another person's statutory maternity pay, mortgage affordability, or State Pension entitlement.Not every benefit works the way it used to either. Since 2017, many salary sacrifice schemes have lost their tax advantage unde... Mon, 29 Jun 2026 00:00:00 +0100 http://www.yourvalued.co.uk/blog/#post26794 http://www.yourvalued.co.uk/blog/post/26793/associated-company-rules-protecting-your-corporation-tax-thresholds/ Running more than one company is common. What catches people out is that the corporation tax rules don't look at each company in isolation — they look at the group as a whole.If your companies are "associated," your thresholds for the 19% and 25% corporation tax rates get divided between them. Have three associated companies, and a threshold that was £50,000 as a standalone business drops to £16,667. A profit level that comfortably sat at the small profits rate can suddenly fall inside the m... Mon, 15 Jun 2026 00:00:00 +0100 http://www.yourvalued.co.uk/blog/#post26793 http://www.yourvalued.co.uk/blog/post/26791/june-2026-news-round-up-what-business-owners-need-to-know/ June arrives with uncertainty on several fronts. And the pressure is being felt across the economy.Borrowing costs are climbing. Household confidence is falling. Construction firms are facing cost increases not seen in nearly 30 years. And one of the UK's most iconic industries is heading back into public hands.This month's round-up covers the stories that matter most to business owners and individuals right now. Rising gilt yields and what political uncertainty means for your finances, the plan... Tue, 02 Jun 2026 00:00:00 +0100 http://www.yourvalued.co.uk/blog/#post26791 http://www.yourvalued.co.uk/blog/post/26267/april-2026-news-round-up/ April brings a new tax year. And a lot to keep track of.Pay growth is slowing. Mortgage rates are rising. Energy costs are putting pressure on households. And for businesses thinking about hiring, there are new grants worth knowing about.This month's round-up covers the key stories that matter to business owners and individuals right now. Slowing wage growth and what it means for the wider economy, rising mortgage costs driven by global uncertainty, government support for heating oil users, and ... Thu, 23 Apr 2026 09:00:00 +0100 http://www.yourvalued.co.uk/blog/#post26267 http://www.yourvalued.co.uk/blog/post/26269/pension-allowances-april-2026/ Pensions are one of the most tax efficient ways to save. Most people know that.What fewer people know is how easy it is to accidentally exceed the limits and end up with a tax charge that could have been avoided with a short check beforehand.The annual allowance for 2025/26 is £60,000. But for some people it is much lower. If you have already taken money from a pension, it could be as low as £10,000. If your income is above certain thresholds, it tapers down. And the limit applies across all y... Wed, 15 Apr 2026 00:00:00 +0100 http://www.yourvalued.co.uk/blog/#post26269 http://www.yourvalued.co.uk/blog/post/26268/mtd-income-tax-april-2026-checklist/ Making Tax Digital for income tax is here.From 6 April 2026, sole traders and landlords with qualifying income over £50,000 need to change how they keep records and report to HMRC. Not just once a year. Every quarter.For some people that will feel like a big shift. For others who already keep clean digital records, it will be straightforward. The difference usually comes down to one thing. Preparation.This guide is a practical checklist. It covers who is actually in scope, what the new process ... Sun, 05 Apr 2026 10:07:22 +0100 http://www.yourvalued.co.uk/blog/#post26268 http://www.yourvalued.co.uk/blog/post/26264/your-2026-27-tax-card-everything-you-need-in-one-place/ Tax Rates giving you a headache?  Don’t worry if you’re stuck working out your tax rates for the next financial year.   We have some simple to follow tax rate cards for guidance.  If you are looking for any specific Tax Planning advice, why not get in touch with the team.... Thu, 02 Apr 2026 00:00:00 +0100 http://www.yourvalued.co.uk/blog/#post26264 http://www.yourvalued.co.uk/blog/post/26330/ecommerce-record-keeping-hmrc-reporting/ Selling online is straightforward for your customers.Behind the scenes, it rarely is.The moment you start selling through a marketplace or payment platform, you have multiple systems producing their own reports, their own timelines and their own deductions. What lands in your bank account is not the same as your turnover. And since 2024, platforms like Amazon, eBay and Etsy are reporting seller income directly to HMRC every year.That does not mean selling online creates a problem. It just means ... Tue, 31 Mar 2026 00:00:00 +0100 http://www.yourvalued.co.uk/blog/#post26330